## 🔄 个人财产的混同 (Commingling)

💼
个人财产
(Separate Property)
➔
🏦
存入联名账户
(Deposit into Joint Account)
➔
🎁
产生赠与推定
(Presumption of Gift)
➔
💍
转化为婚姻财产
(Transformed to Marital Property)

## 📈 个人财产的婚内增值 (Appreciation of Separate Property)

📊
个人财产婚内增值
(Appreciation during Marriage)
⬇
👩‍🍳
因配偶直接/间接贡献
(Direct/Indirect Contributions)
如：作为全职主妇 (Homemaker) 的贡献
⬇
💍
增值部分 = 婚姻财产
(Appreciation is Marital Property)
⬇
💹
因通货膨胀/市场力量
(Inflation / Market Forces)
与配偶的积极努力无关 (Unrelated factors)
⬇
💼
增值部分仍为个人财产
(Remains Separate Property)